Western Reporting Background Screening Services

Credit Reporting Services

A credit report is one of the most important screening tools available. A signed release form must be obtained from the applicant in order to pull a credit report.  A credit report contains valuable pedigree information such as name, social security number, address history and also known as (AKA) names.  Liens, judgments, and bankruptcy information is provided as well as credit accounts including balances, credit limits, open and close dates, amounts past due and inquiries from entities considering extending credit to the applicant. Credit reports should be used to determine financial responsibility, debt load and payment history. Western Reporting recognizes the need for fast accurate financial information regarding potential applicants.  We can provide credit information instantly online 24 hours a day 7 days a week. Our credit reports are complete and comprehensive from Trans Union or Equifax including:

• Credit Score (not provided for pre-employment reports)
• Credit Payment History
• Public Record History
• Litigation and Judgment History
• Credit Inquiry History
• Debt Summary
• Fraud Scan
• Reported Employment
• Reported Address History
• AKA (also known as) history

We welcome you to give Western Reporting a try!